MORTGAGE BROKING — SYDNEY & AUSTRALIA WIDE
Finance sorted, without the runaround.
Mortgage broking for buyers, investors, and SMSF trustees — with a transparent, structured process for the agents and advisers who refer clients our way.
WHAT WE HELP WITH
What We Help With
Home Loans
- First home buyer
- Refinance
- Investment purchase
SMSF Lending
- Limited recourse borrowing (LRBA) — commercial property
- Sole purpose test guidance
- Specialist SMSF lender panel
Complex Cases
- Self-employed income
- Multiple entities
- Trust structures
Panel: 80+ lenders across major banks and specialist non-bank lenders. Servicing clients across Greater Sydney and Australia wide.
WHY AU MORTGAGE
A Broker Team Built Around Your Outcome
Six things that separate a transactional loan from a properly structured one.
Whole-of-Market Panel
Access to a full panel of lenders, not one institution’s product shelf — so the comparison is genuine.
Fast, Clear Pre-Approval
Straight answers on borrowing capacity and timeframes before you make an offer, not after.
Transparent on Fees
Commission structure and any costs disclosed upfront, in writing, before you sign anything.
Rate Reviewed, Not Forgotten
We check your loan against the market on a set schedule after settlement — competitiveness doesn’t expire at signing.
Specialists Across Loan Types
Owner-occupier, investment, construction and SMSF lending, each handled by someone who works that lane daily.
Track Your Application Online
Upload documents and see application status without waiting on a phone call for an update.
CALCULATORS
See your numbers in seconds
Borrowing Power Estimator
Estimate your borrowing capacity from income, expenses and commitments.
Refinance Savings Comparison
See how much you could save by switching to a lower rate.
Assumes a 25-year remaining loan term. Size: $0/mo · Refinanced: $0/mo
Estimates only — not a loan approval, pre-approval, or formal serviceability assessment. Actual borrowing capacity depends on lender policy, credit history, HEM benchmarks, and a full assessment of your circumstances.
PRE-QUALIFICATION
Get an Estimate of Your Borrowing Capacity
Get an estimate of your borrowing capacity based on income, expenses, existing debts, deposit and current assessment rates. Fill in the form below and we’ll come back to you with next steps.
Estimate only — not a loan approval, pre-approval, or formal serviceability assessment. Actual borrowing capacity depends on lender policy, credit history, HEM benchmarks, and a full assessment of your circumstances.
HOW IT WORKS
Four Steps From First Call to Settlement
Discovery Call
We map your goals, income, and borrowing capacity — no obligation, no cost.
Strategy & Comparison
We compare structures across the panel and recommend what actually fits your situation.
Application & Approval
We manage the paperwork, lender liaison, and valuation process end-to-end.
Settlement & Beyond
Loan settles, then we stay in touch with scheduled reviews as your situation and the market change.
Client Outcomes: Loans settled across home purchase, refinance, and SMSF lending, on a 80+ lender panel spanning major and specialist lenders. Named client outcomes published only with written permission.
YOUR BROKER
Danish Ali
Principal Mortgage Broker · Credit Representative (575857) · Australian Finance Advocates Pty Ltd (ACL 491521)
Before mortgage broking, Danish’s career spanned over a decade delivering complex programs for organisations — including the Reserve Bank of Australia and HSBC — where a missed detail in a plan doesn’t stay hidden, it surfaces later as a real problem.
“A missed detail in a loan file doesn’t stay hidden — it surfaces later as a real problem. I structure every file to avoid that.”
He holds a PRINCE2 Agile qualification and specialises in SMSF and complex-structure lending, working across a panel of 80+ lenders to match each client to the right policy rather than pushing every file through the same door.
- Credit Representative 575857
- Australian Finance Advocates · ACL 491521
- PRINCE2 Agile
- FBAA Member · M-361661
GET STARTED
Book a Call — Schedule a Time
For Agents, Accountants & Buyer’s Agents
Sending a client to a broker is a reflection on you. Here’s what to expect when you refer a client to AU Mortgage.
- Status updates at each stage — pre-approval through to settlement, not silence until it’s done.
- SMSF and complex files handled properly, not bounced back three weeks in.
- A direct line to your broker, not a call centre queue.
Send the basics through and we’ll take it from there. Refer a Client by Email →
PREFER WE CALL YOU?